Experts believe that your monthly rent should not be more than 25% of your monthly earnings. There is one issue with that, which is that the cost of rent continues to rise, while wages are not keeping pace. This creates a stressful situation for those who are trying to make ends meet and keep coming up short each month. When this happens, it is important to know that there is rent assistance for veterans. The programs that assist you with rent can make a huge difference in keeping the bills paid and the stress away.
The most popular rent assistance programs for veterans are funded through the federal and state government. They are available to those who are low income and need assistance. The mission of these programs is largely to help prevent homelessness. There are also some charity organizations that will help pay rent, as well as other bills, if you have fallen on hard financial times. Reach out to several programs to see which you may qualify to receive assistance from.
Types of Rent Assistance for Veterans
Housing and Urban Development (HUD) – The federally funded programs that are offered through HUD are the most popular for rent assistance. The programs will help people to obtain affordable housing, locate Section 8 or public housing in their area, avoid foreclosure, and get necessary home repairs. The programs will also help you pay your rent if you are struggling to do so. The programs are available around the country. To qualify for them you have to be considered low income. To apply for rent assistance through HUD, you have to first speak with a HUD counselor in your state. The counselor will assess your current financial situation and your housing needs. If they feel you meet the qualifications for the programs, then they will guide you through the application process. There is no fee to apply, and you do not ever have to pay back any of the assistance you receive. To apply, click here.
Temporary Assistance for Needy Families (TANF) – This program is federally funded, and provides people with cash assistance. The cash that you receive can be used to pay bills, including rent and any other housing expenses. To qualify for the program, you have to have at least one minor dependent child in the home. You also have to be considered low income, and be a citizen or legal immigrant. If you do not have any minor dependent children in your household, you may be able to qualify for General Assistance (GA) through the same program. The GA program provides cash assistance to individuals. Both programs limit how long you can receive the assistance. You can apply at your local social services office, and some states allow you to apply online. To apply, click here.
Local Public Housing Authority – Every state has a Local Public Housing Authority. The programs offered through that office will help people to locate affordable housing. They also help provide rent assistance. Eligibility requirements include having a low income, being a citizen, and showing proof of identity. Use the map to find your Local Public Housing Authority, and then contact them to apply for rent assistance for veterans. To apply, click here.
Catholic Charities – This church-affiliated organization has locations around the country. They are one of the most popular organizations for helping people in need. In addition to providing assistance obtaining food, they also provide emergency services, and in some locations will help with paying bills, including rent. Locate the office that is closest to you and then contact them to see inquire about rent assistance and how to apply for it if they offer it. Most charities that offer assistance do not have a rigorous application process, but you will still need to demonstrate your financial need. To apply, click here.
Veterans who are struggling to pay their rent should be able to obtain some assistance through programs such as these. There is no limit to the number of programs you can apply for, so you can apply for them all and see which ones will give you the help. Rent assistance for veterans may be the difference between making ends meet and facing the stress of homelessness. These programs are in place to provide a safety net for those who are struggling.